Financial literacy and students' desire to have it: Literature review

Abstract

Financial literacy is a basic need for everyone to avoid financial problems. Financial difficulties do not only depend on income (low income). Financial difficulties can also occur when there are errors in financial management (mismanagement), such as credit abuse and poor financial planning. Financial literacy is getting more and more attention in many developed countries, making us more aware of the importance of the level of financial literacy. In several countries, financial literacy has even been announced as a national program.